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Which Plan Fits You?

The coverage options shown below are offered through Lockton®, so make your choice and become part of the only firearms carry insurance program designed for NRA Carry Guard members.

Key Benefits
Benefit for benefit, NRA Carry Guard’s insurance program for responsible Americans is the finest available. No other program even comes close.
UP TO $1,500,000 OF CIVIL PROTECTION WITH $250,000 IN CRIMINAL DEFENSE
NRA Carry Guard members with insurance receive up to $1,500,000 of civil protection and $250,000 in criminal defense costs, with up to 20% of the criminal defense costs limit available as supplementary payments for expenses. Be wary of any provider that claims to offer full criminal defense funding up front: Not only is this likely unnecessary, but such policies would be void in the event of a conviction. Most criminal defense attorneys will not require payment of final bills until after your case ends—at which time the rest of your criminal defense protection is available if you were acquitted or the case was dismissed.
 
INDIVIDUAL INSURANCE LIMITS
Each NRA Carry Guard member with insurance receives individual insurance protection up to the dollar amount indicated by their coverage level. Unlike some group protection plans, limits are not shared with other NRA Carry Guard insurance members—so you will always receive full and complete coverage, regardless of how many claims are made by other members with insurance.
 
ACCESS AS NEEDED TO SUPPLEMENTARY PAYMENTS
Access to payments for bail, bonds, legal retainer fees, and legal referrals. NRA Carry Guard insurance will also provide payment for the lawful replacement of your seized firearm, property restoration for your primary residence, loss of earning while in court and psychological support.
 
24/7/365 ACCESS TO NRA CARRY GUARD FOR EMERGENCY HOTLINE ASSISTANCE
In the moments following the most stressful situation of your life, no gun owner should be asked by a recorded message to “press 1 for help.” Our 24/7 members-only hotline offers immediate assistance. NRA Carry Guard insurance members receive immediate, expert instructions on how to handle the next steps, report the incident to the insurance carrier, and begin access to supplementary payments.
 
FULL COVERAGE FOR YOUR SPOUSE AUTOMATICALLY AT NO EXTRA CHARGE
The spouses of NRA Carry Guard insurance members are automatically insured inside and outside the home at no extra charge. Your spouse will receive his or her own individual NRA Carry Guard membership card. Plus, for acts of self-defense that occur in your primary residence, NRA Carry Guard insurance extends to all resident family members, subject to the limits purchased by the member.
 
NRA CARRY GUARD MEMBERSHIP
The NRA Carry Guard insurance program is only available to NRA Carry Guard members.
 

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Coverage is provided by Illinois Union Insurance Company. Illinois Union Insurance Company is an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Lockton Affinity is not an agent of Illinois Union Insurance Company because surplus lines insurers are not permitted to appoint insurance producers.


NRA Carry Guard Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers, LLC in California. Coverage may not be available in all states and is subject to actual policy terms and conditions. Policy benefits are the sole obligation of the issuing insurance company. Coverage is provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. NRA receives a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to NRA Carry Guard members.
NRA CARRY GUARD Insurance Program Administered by Lockton Affinity, LLC  D/B/A Lockton Affinity Insurance Brokers, LLC, California #0795478
Not available in New York