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You defend your life with a firearm.

Defend your life savings with industry leading insurance.

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Insurance You Can Rely On

Administered by Lockton Affinity

Get a state-of-the-art policy designed for NRA Carry Guard members

Don't get caught in a legal nightmare

If you're ever forced to use a firearm in self-defense, you could soon find yourself at the center of a legal nightmare that could cost you your life savings—or even cost you your freedom and years of your life.  Although you may legally use your firearm in self-defense, many homeowners' policies have limitations or exclusions related to intentional acts, such as self-defense. There are also many unexpected procedures and costs associated with proving you acted in self-defense.

Insurance for those who lawfully carry firearms

Lockton Affinity® offers comprehensive personal firearms liability insurance, including self-defense insurance, for those who lawfully carry firearms and their families, including protection against civil liability, the cost to defend against civil and criminal legal actions and immediate access to attorney referrals. It also includes supplementary payments as needed for bail, criminal defense legal retainer fees, lawful firearm replacement, compensation while in court, psychological support and cleanup costs for any covered claim resulting from the use of a legally possessed firearm—including an act of self-defense.

All benefits are insured by an insurer rated AA for financial strength by Standard & Poor's and A++ by A.M. Best.

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NRA Carry Guard Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers, LLC in California. Coverage may not be available in all states and is subject to actual policy terms and conditions. Policy benefits are the sole obligation of the issuing insurance company. Coverage is provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. NRA receives a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to NRA Carry Guard members.
NRA CARRY GUARD Insurance Program Administered by Lockton Affinity, LLC  D/B/A Lockton Affinity Insurance Brokers, LLC, California #0795478
Not available in New York